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Architects Certificate

Please get in touch to speak about Architects Certificate for your new build.

Mortgage lenders will generally only lend money against a newly built property if it is protected by a warranty scheme such as NHBC warranty or a Professional Consultants Certificate.

Smaller builders and self builders favour a professional consultants certificate/ architect’s certificate because they are often as much as 50% cheaper than NHBC and are widely accepted by banks and building societies.

Planning permission Middlesbrough

An architect’s certificate is only a warranty in the sense that the issuing professional undertakes (by means of a signed CML certificate) that the subject property is built in accordance with the approved plans, complies with building regulations and is to a good standard. This undertaking is primarily for the use of banks and building societies as a security for a loan. The lender is provided with an assurance of the standard of construction, which is backed by the issuing architect’s professional indemnity insurance. THIS IS NOT A LATENT DEFECTS POLICY.

Architect’s Certificates are issued as standard for six years cover, which the council of mortgage lenders have approved for use in their standard format.

Please speak to our team regarding Architects certificates today on 01642 280339